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Fiscal 2020 First Information Meeting Main Points of Today’s Presentation ■COVID-19 Impact: Effects on Short-Term Business Performance COVID-19 Impact: Response to Stakeholders COVID-19 Impact: Medium-to-Long-Term Impact － Q&A（1） ■Ⅰ.Review for Stage 1 of “Vision 2021” ▽Progress Toward Aspirations ▽The MS&AD Growth Model ▽Review for Stage 1: Domestic Non-Life Insurance Business － Review for Stage 1: Domestic Life Insurance Business － Review for Stage 1: International Business － Review for Stage 1: Promote Digitalization － Review for Stage 1: CSV Initiatives ■Ⅱ.Growth Strategies for Stage 2 of “Vision 2021” ▽Progress Toward Numerical Management Targets and Forecasts ▽Key Strategy 1: Pursue Group’s Comprehensive Strengths － Key Strategy 2: Promote Digitalization － Key Strategy 3: Reform Portfolio ▽Domestic Non-Life Insurance Business: Growth Strategy － Domestic Non-Life Insurance Business: Initiatives for Expense Reduction ▽Domestic Life Insurance Business: Growth Strategy ▽International Business:Cost Reductions and Growth Synergy due to Reorganization － International Business: MS Amlin (Measures for Profit Recovery) ▽CSV Initiatives ▽Capital Policy ▽Corporate Governance ■Ⅲ.Shareholder Return － Shareholder Return Policy ■Q&A － Q&A（2） － Q&A（3） － Q&A（4）